How to Know When You Need Extra Help with Caring for Your Loved One

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Caring for an elderly loved one can be a full-time job. When you are providing care for a senior, it can be difficult to meet all aspects of care, such as doctors’ appointments and meal preparation, while trying to maintain your own family life. When you are responsible for the care and well-being of an aging parent or another family member, it is important to recognize when you need additional help. While you want to provide care for your loved one, sometimes help is needed when the daily needs of your family member become too much to handle. Read on to see common signs of extra help needed with caregiving.

4 Things to Consider When Setting Up Care for Aging Loved Ones

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As your parent’s age, you may need to consider setting up care for them in their senior years. Whether you choose to do this yourself or have assistance, it is a plan that needs to be formulated and put in place long before it is ever needed. You can sit and discuss items with your parents on what their wishes are in the future should their need for extra assistance arise. This way they feel a part of the process and do not feel as though you’ve abandoned them. Here are some ideas and topics to consider when it’s time to plan the care your aging loved one needs.

How to Tell When a Loved One Needs More Care Than What You Can Give Them

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We all have that special elderly loved one in our lives who may need some attention soon. Whether it is an aunt, uncle, mother, father, brother, sister, or even a cousin, one of these days, they will need more care than we can provide them. But, how do you know when that time comes? How can you tell when your elderly loved one is ready for assisted living or even a full-time nursing home? Here are a few of the first signs that your loved one might need more care than you can give them.

5 Tips to Help Elderly Loved Ones Avoid Depression During the Holidays

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While most people consider the holidays a wonderful and exciting time, it sadly is a time where many of the elderly in the community can fall into a deep depression. Whether you’re a caregiver or a loved one, knowing a few tips to assist them through this season and avoid depression is vital to making sure they enjoy the rest of the year. There are a few things you can do to help your loved ones to avoid that overwhelming depression that can come around this time of year.

5 Tips to Help Reduce Holiday Stress For You and Your Loved One

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The holidays are times of fun, excitement, family gatherings and more. While they are exciting and fun, they also bring around a lot of stress for you as the caregiver and your aging loved one. Knowing what steps to take to keep both of you in good spirits is important to helping you all have a successful and enjoyable holiday season. Here you’ll find five tips to help you reduce stress around the holiday season and ensure you all have a wonderful time together.

7 Steps To Opening A Non Medical Home Health Care Business

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So you have thought about starting your own non-medical home care business? Well, you have come to the right place. Here are 7 of the most basic steps to keep in mind when starting your home care business. There are, of course, many other steps between these steps, but these are the bare bones basics to getting a home care business on the street and rolling:

Does Health Insurance Pay For Long Term Care Services?

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Having medical insurance is no guarantee you’ll be able to use it for mom and dad’s long-term care. According to an analysis of health insurance plans by website HealthPocket, 99 percent of policies exclude coverage for long-term care. That’s likely because long-term services often fall under the category of custodial care. In other words, many seniors need help with daily living activities, but they don’t have specific medical needs that require skilled care. While medical insurance may not pay for ongoing long-term care, you may be able to get some short-term help for your parents as you determine how best to pay for their ongoing needs.

How Do We Pay For Senior Care?

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As you’re weighing senior care options for your loved one, cost is likely a top factor. The good news? Depending on what care your loved one needs, assisted living can be much more affordable than nursing home care or long-term in-home care. Assisted living rents vary, but you can generally expect to pay $2,000 to $5,000 per month (compared to $5,000 to $10,000 and up for nursing homes). If your loved one doesn’t need close medical supervision, assisted living might be your best bet, financially speaking. But how will you pay for assisted living? Explore eight creative ways to afford assisted living that you haven’t thought of yet. Important note: Medicare won’t pay for assisted l living beyond short-term rehabilitation.

Senior Care Options

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According to the National Institute on Aging (NIA) and the U.S. Census Bureau, America’s senior population will double in size within the next 25 years. As our aging population grows, so does the demand for both in-home care and residential care facilities. There are three main options for senior care: In-home care services, nursing home facilities, and assisted living communities. Below is a brief overview of what each option includes, and the associated costs. In-home care: Just as the name implies, in-home care involves health care professionals coming into a home to provide services. There are two distinct types of in-home care: companion care and personal care. These are also sometimes referred to as custodial care and skilled care. Companion, or custodial care, includes transportation services, meal preparation, household chores and medication reminders. Personal, or skilled care, can be more involved and may include bathing and hygiene needs as well as assistance with mobility…

Does Medicare or Medicaid Pay For Long Term Care?

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When mom or dad can no longer live independently, it’s time to make arrangements for long-term care. Unfortunately, many families aren’t prepared for the enormous costs associated with getting their loved ones the care they need. According to the Genworth Cost of Care Survey you can expect to pay nearly $20 an hour to bring a home health care worker into their home. If your loved one needs to be moved to a nursing home, you may pay more than $80,000 a year for their room and board. For those lacking long-term care insurance or the personal savings to pay these costs, the government can help. Here’s where to look to find government money to pay for your parent’s long term care.

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