AHI Group Blog

So you have thought about starting your own non-medical home care business? Well, you have come to the right place. Here are 7 of the most basic steps to keep in mind when starting your home care business. There are, of course, many other steps between these steps, but these are the bare bones basics to getting a home care business on the street and rolling:

Having medical insurance is no guarantee you’ll be able to use it for mom and dad’s long-term care. According to an analysis of health insurance plans by website HealthPocket, 99 percent of policies exclude coverage for long-term care. That’s likely because long-term services often fall under the category of custodial care. In other words, many seniors need help with daily living activities, but they don’t have specific medical needs that require skilled care. While medical insurance may not pay for ongoing long-term care, you may be able to get some short-term help for your parents as you determine how best to pay for their ongoing needs.

As you’re weighing senior care options for your loved one, cost is likely a top factor. The good news? Depending on what care your loved one needs, assisted living can be much more affordable than nursing home care or long-term in-home care. Assisted living rents vary, but you can generally expect to pay $2,000 to $5,000 per month (compared to $5,000 to $10,000 and up for nursing homes). If your loved one doesn’t need close medical supervision, assisted living might be your best bet, financially speaking. But how will you pay for assisted living? Explore eight creative ways to afford assisted living that you haven’t thought of yet. Important note: Medicare won’t pay for assisted l living beyond short-term rehabilitation.