AHI Group Blog

Senior Care Options

by Editor

Posted in Senior Care | No Comments

According to the National Institute on Aging (NIA) and the U.S. Census Bureau, America’s senior population will double in size within the next 25 years. As our aging population grows, so does the demand for both in-home care and residential care facilities. There are three main options for senior care: In-home care services, nursing home facilities, and assisted living communities. Below is a brief overview of what each option includes, and the associated costs. In-home care: Just as the name implies, in-home care involves health care professionals coming into a home to provide services. There are two distinct types of in-home care: companion care and personal care. These are also sometimes referred to as custodial care and skilled care. Companion, or custodial care, includes transportation services, meal preparation, household chores and medication reminders. Personal, or skilled care, can be more involved and may include bathing and hygiene needs as well as assistance with mobility…

Does Medicare or Medicaid Pay For Long Term Care?

by Editor

Posted in Senior Care | No Comments

When mom or dad can no longer live independently, it’s time to make arrangements for long-term care. Unfortunately, many families aren’t prepared for the enormous costs associated with getting their loved ones the care they need. According to the Genworth Cost of Care Survey you can expect to pay nearly $20 an hour to bring a home health care worker into their home. If your loved one needs to be moved to a nursing home, you may pay more than $80,000 a year for their room and board. For those lacking long-term care insurance or the personal savings to pay these costs, the government can help. Here’s where to look to find government money to pay for your parent’s long term care.

Assisted Living vs. In Home Care

by Editor

Posted in Senior Care | No Comments

Some of the pressure associated with talking to a loved one or parent about senior care can be alleviated by starting that conversation early. Here are some things to consider about home care or senior housing. Finances. What is your loved one’s budget? What’s your budget? Depending on the choice of care, can everyone live comfortably on that amount of money? Care needs. Does your loved one or parent have a medical condition that requires constant attention, such as Parkinson’s or Alzheimer’s? What level of care do they require now? In the future?

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